

Bridging Loan for First-Time Landlord Converting a Property into a 6-Bed HMO
We completed a bridging loan for first-time landlords acquiring a property for conversion into a 6-bed HMO, with 100% of refurbishment costs funded.

Combined Share Purchase Agreement with a Market Value Bridge
We completed an extremely complex transaction involving a corporate acquisition, a market value bridge, mezzanine finance, and a £470,000 build facility — saving the client £623,250 in stamp duty.

Hybrid HMO Valuation on a 5-Bed Property
Our client came to us with a 5-bed HMO in an Article 4 area, disappointed after another broker secured only a bricks-and-mortar valuation — we secured a hybrid valuation instead.

The Value of Proactive Advice: Securing a £300,000 Build Facility for an HMO Conversion
Our client purchased a property through another broker but was not advised that build costs could be funded. We moved the loan and secured a full £300,000 build facility.

No Deposit? No Problem — Structuring a 6-Bed HMO Purchase with Zero Liquid Funds
Our client secured a property to convert into a 6-bed HMO but had no liquid funds for the deposit. We restructured the deal and secured a £150,000 build facility.

Bridging Finance for a First-Time HMO Landlord with Pre-Agreed Exit
We secured a bridging loan for a first-time landlord purchasing a 4-bed HMO to extend into a luxury 6-bed, with a mortgage in principle for the exit obtained before the bridge was finalised.

First-Time Landlord Converting a 1-Bed Flat into a 2-Bed Property
We supported a first-time landlord who purchased a one-bedroom flat to convert into a two-bedroom property, securing 75% LTV on purchase and 100% of build costs.

100% Purchase Price Plus Day-One Costs Secured — £856,000 Bridging Loan
We completed a bridging loan covering 100% of the purchase price plus stamp duty and legal costs on day one, keeping the client's liquidity fully intact for an off-market acquisition.

100% Bridging Loan Secured for Below-Market-Value Purchase in Liverpool
We helped our client acquire a residential property in Liverpool with 100% of the purchase price funded through a bridging loan structured against the property's true market value.

Securing Funding for a 9-Bedroom HMO Conversion
We structured a tailored funding solution enabling our clients to transform a residential property into a 9-bedroom HMO with 75% LTV on purchase and 100% of build costs funded.

Unlocking £190,000 Using Strategic Second Charges
We helped a client raise £190,000 by unlocking equity from their existing portfolio through second charge loans — without selling a single asset or refinancing existing mortgages.

Funding a £1M+ GDV Multi-Unit Freehold Block with 70% LTV Plus 100% Build Finance
We helped an experienced investor secure development funding for a multi-unit freehold block in Bristol with 70% LTV on purchase and 100% of build costs funded, targeting a GDV of over £1 million.