Built by investors, for investors
Our Story

Built by investors, for investors

Provide Finance was founded by three property investors — Nick, Simon, and Tom — who got tired of the fragmented finance market. We built what we wished existed when we started.

Why We Exist

Why we built Provide Finance

When we started investing in property, we quickly realised the finance side was a mess. Too many brokers who didn't understand our strategy. Too many calls that went nowhere. Lenders that promised the world and delivered nothing.

We spent years figuring out which specialists actually knew their stuff — who could structure a bridging deal properly, who understood HMO lending, and who could get development finance across the line without wasting months.

Provide Finance is the result of that experience. We built it so other investors don't have to go through the same trial and error we did.

Nick — Co-founder
Simon — Co-founder
Tom — Co-founder

Our property journey

We've used bridging to move fast on auction purchases, BTL mortgages to hold long-term, and development finance to build. Every deal taught us something about how finance really works.

Buy to let property
HMO renovation before
HMO renovation after
Development project on site
Works in progress
Completed renovation
Property portfolio
Team meeting

Lessons from using specialist finance

Not all lenders are equal. Some are fast and flexible. Others are slow, bureaucratic, or simply don't understand investor deals.

We learned this the hard way. Deals fell through because brokers sent us to the wrong lender. Completions were delayed because someone didn't understand the exit strategy.

That's why routing matters. Getting your enquiry to the right specialist from day one can be the difference between completing on time and losing the deal.

How we help investors structure deals

Provide Finance acts as a property finance introducer.

When you submit an enquiry:

  • We review your deal information
  • We assess the type of finance required
  • We introduce you to an accredited finance specialist suited to your circumstances

Our focus is accurate routing and clarity.

  • We do not provide financial advice.
  • We do not recommend specific products.
  • We do not arrange finance directly.

Hear it from us

Our founders explain why they built Provide Finance, their portfolio journey, and why structured finance matters for property investors.

Founder video — Coming soon

Clear and transparent

Provide Finance is not a lender and does not provide financial advice.

All advice, product recommendations, and applications are handled exclusively by the specialist following introduction.

There is no obligation to proceed after being introduced.

Explore other
finance options.

Explore specialist finance options structured around your property strategy.

Buy to Let

Buy to Let

Specialist finance for portfolio landlords and individual investors.

Bridging

Bridging

Fast, short-term funding for auction purchases and chain breaks.

HMO Finance

HMO Finance

Specialist mortgages for Houses in Multiple Occupation.

Development

Development

Funding for ground-up developments, from single plots to multi-unit schemes.

Refurbishment

Refurbishment

Capital to buy, renovate, and sell or refinance.

Speak to the right specialist

Tell us about your deal and we will connect you with a suitable finance professional.